Smart, Digital & Simple

Get free access to attractive investment opportunities provided by selected asset & fund managers, banks, startups, SMEs, Real estate developers, and other select issuers.

0% Service Fees

We charge no fees for the services provided by area2invest and the use of the platform.

360° Products & Assets

Access institutional deal flows provided by selected issuers; including crypto, equities, commodities, funds and fixed income.

Regulated & Secure

Use area2invest to invest on banking-grade security and stringent compliance practices.

Early Access

Early and exclusive access to primary market listings, both securitised and tokenised.

100% Digital

Digital onboarding process, 24/7 access, performance and portfolio management via our integrated all-in-one dashboard.

100% Transparent

Full disclosure on all product and management fees. No hidden fees or kickbacks.

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Featured Products

Invest directly in shares, bonds, funds and structured products.

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FAQ

Who is able to invest?

At area2invest, the range of products addresses to private individuals, companies, financial institutions and financial intermediaries. Access to certain financial products depends on the investor category. The classification is based on regulatory requirements according to MiFID II. We take the legal requirements for client classification very seriously and classify investors on the basis of individual previous experience and knowledge of the investment sector: For further information please visit our investor page.

What is the minimum investment amount?

There is no minimum amount. The amount to be invested depends on the individual financial product you are interested in. You can see information about this directly on the product tiles or on the product details page. The minimum investment amounts are set by the issuer; area2invest has no influence on this.

How do we select investment opportunities?

After the issuer and product supplier has provided all important information, our investor committee consisting of financial experts will carefully review the information and then decide whether the product will be listed on area2invest. This ensures maximum product quality.

What are my risks as an investor?

The securities and investments brokered by 21.finance AG via the internet platform “area2invest” are associated with special risks, up to and including a total loss of the capital invested. We expressly point out that certain financial products are highly volatile, over which we have no influence. The income generated in the past is not a reliable indicator for the future development of securities and investments. The risk of price and currency losses and of fluctuations in income due to unfavourable exchange rate developments for investors cannot be excluded. Reference is made to the detailed information in the General Terms and Conditions of 21.finance AG. You will also find information and risk warnings on the respective product detail pages.
In particular, we also draw attention to possible cluster risks if the investments are not sufficiently diversified. Financial products may be subject to high fluctuations in value, the extent of which may correspond to the amount invested. It is possible that investors may not receive back the invested amount or may not receive it back in full. It is also possible that investments made may not be immediately realisable under certain circumstances. It may therefore be difficult for investors to sell an investment, realise the profit or obtain reliable information about its value or the extent of the risk to which the investment is exposed.
If the purchase of the securities or the investments is financed with borrowed capital, e.g. by taking out bank loans, the risk structure of the investment will increase. Regardless of disbursements from the securities or investments, you would be obliged to service interest and costs of external financing from your other assets. We generally advise against external financing of investments.
21.finance AG expressly does not offer customers (investors and issuers) any financial, legal or tax advice in connection with a product. In order to determine whether a product meets the specific needs and risk expectations of the customer, we recommend contacting an independent financial and/or legal advisor. In addition, 21.finance AG recommends that clients consult an independent tax advisor for information on tax regulations in the client’s jurisdiction.

What information and documents do I need to register as a private person?

Information
  • Passport (for citizens of the Principality of Liechtenstein) or identity card / ID; physically available for online identity verification
  • Account and custody account information, including Bank Frick customer number if applicable
  • Tax number or tax identification number
  • If applicable, information on PeP status (start, function, degree of relationship, etc.)

 

Documents (electronic for upload)

  • For planned investments of over 100,000 (CHF / EUR): salary statement or other proof of assets
  • Profile image (optional)

What information and documents do I need to register as a corporation?

Information
  • UID / VAT number
  • Legal Entity Identifier Number (LEI)
  • Commercial register number / commercial register number incl. date of foundation
    Trade licences (optional)
  • Economically entitled persons / representative body of the company / trustee of the trust: personal data
  • incl. information on PeP status (start, function, degree of relationship etc.)
  • If further persons should have access to the area2Invest account E-mail and date of birth of the respective person
Documents (electronic for upload)
  • Beneficial owners / authorized representative body of the company/trustee of the trust: copy of passport / identity card
  • For planned investments of over 100,000 (CHF / EUR): Statement of assets or detailed source of funds such as bank statement or annual financial statement
  • Extract from the commercial register or company register (not older than 6 weeks) certified or electronically signed
  • Current statutes / articles of association / partnership agreements
  • Current share registers of unlisted stock corporations (only for AG)
  • List of shareholders (only for GmbH)
  • Organizational chart for companies with shareholding structures, showing the ownership structure of the beneficial owners
  • Declaration of tax conformity

What information and documents do I need to register as a financial intermediary?

Information
  • UID / VAT number
  • Legal Entity Identifier Number (LEI)
  • Commercial register number / commercial register number incl. date of foundation
    Trade licences (optional)
  • Economically entitled persons / representative body of the company / trustee of the trust: personal data
  • incl. information on PeP status (start, function, degree of relationship etc.)
  • If further persons should have access to the area2Invest account E-mail and date of birth of the respective person
Documents (electronic for upload)
  • Beneficial owners / authorized representative body of the company / trustee of the trust: copy of passport / Identity card
  • For planned investments of over 100,000 (CHF / EUR): Statement of assets or detailed source of funds such as bank statement or annual financial statement
  • Extract from the commercial register or company register (not older than 6 weeks) certified or electronically signed
  • Current statutes / articles of association / partnership agreements
  • Current share registers of unlisted stock corporations (only for AG)
  • List of shareholders (only for GmbH)
  • Organizational chart for companies with shareholding structures, showing the ownership structure of the beneficial owners
  • Declaration of tax conformity
  • Extract from the register of the responsible financial market supervisory authority or supervisory authority to prove that the company intermediary is a licensee

What information and documents do I need to register as a financial institute?

Information
  • UID / VAT number
  • Legal Entity Identifier Number (LEI)
  • Commercial register number / commercial register number incl. date of foundation
    Trade licences (optional)
  • Economically entitled persons / representative body of the company / trustee of the trust: personal data
  • incl. information on PeP status (start, function, degree of relationship etc.)
  • If further persons should have access to the area2Invest account E-mail and date of birth of the respective person
Documents (electronic for upload)
  • Beneficial owners / authorized representative body of the company/trustee of the trust: copy of passport / identity card
  • For planned investments of over 100,000 (CHF / EUR): Statement of assets or detailed source of funds such as bank statement or annual financial statement
  • Extract from the commercial register or company register (not older than 6 weeks) certified or electronically signed
  • Current statutes / articles of association / partnership agreements
  • Current share registers of unlisted stock corporations (only for AG)
  • List of shareholders (only for GmbH)
  • Organizational chart for companies with shareholding structures, showing the ownership structure of the beneficial owners
  • Declaration of tax conformity
  • Extract from the register of the responsible financial market supervisory authority or supervisory authority to prove that the company intermediary is a licensee
  • Wolfsberg Correspondent Banking Due Diligence Questionnaire
  • ​Standard Settlement Instructions (SSI)

“This is a new generation of marketplace. For the blockchain industry the variety of products is already very exciting.“

Mark Preuß

Founder & CEO of BTC ECHO

“area2invest shows how modern investing works and offers classic as well as tokenised financial products in different asset classes.“

Prof. Dr. Philipp Sandner

Professor at the Frankfurt School of Finance & Management

“area2invest offers a range of digital financial products that you will not find in your traditional financial market. This definitely opens up windows of opportunity for investors to diversify their portfolios.”

PD Dr. Martin Angerer

Assistant Professor of Finance at the University of Liechtenstein

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